"Alex Ford has been amazing. Super responsive, professional, and knowledgeable re: corporate and personal coverages, policies, and underwriters. I very much recommend Alex for anyone looking for a trustworthy, capable broker."
— Dustan Hellwig
Landlord Insurance
Protect Your Rental.
Protect Your Income.
A standard homeowners policy won't cover a property you rent to others. RightQuote finds the right landlord insurance (DP-3) to protect your investment, your rental income, and your liability.
Dwelling & Loss of RentIndependent & Unbiased20+ A-Rated Carriers
What's Covered
Coverage built for rental property owners
Landlord insurance (also called a dwelling fire policy or DP-3) is designed specifically for properties you own but don't live in.
Dwelling Coverage
Covers the structure of your rental property — walls, roof, floors, and built-in systems — against fire, wind, hail, vandalism, and other covered perils.
Loss of Rental Income
Pays your lost rental income if the property becomes uninhabitable due to a covered loss, keeping your cash flow intact while repairs are made.
Landlord Liability
Covers legal costs and damages if a tenant or visitor is injured on your property and holds you responsible.
Vandalism & Malicious Damage
Covers damage caused by tenants or third parties, including intentional destruction — a risk not typically covered by standard homeowners policies.
Fair Rental Value
If a covered loss makes part of your property uninhabitable, this coverage compensates you for the fair rental value of that portion while it's being repaired.
Landlord Contents
Covers appliances, furniture, and other items you provide to tenants as part of the rental — not the tenant's personal belongings.
Why RightQuote
Independent agent vs. captive agent
Rental property coverage is specialized. We make sure your investment is properly protected.
FeatureRightQuoteCaptive Agent
Multiple carrier quotes
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Unbiased coverage advice
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Loss of rental income coverage
varies
Vacancy clause guidance
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Multi-property portfolio options
varies
Annual policy review
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Licensed in 46 states
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Customer Stories
Real landlords. Real protection.
"Alex took the time to really understand my situation before recommending anything. He found me a landlord policy that covered my rental income and my liability at a price that made sense. Highly recommend."
— Michael Torres
"The most professional and competent insurance broker I have ever had the pleasure to work with. Alex was the kindest, most compassionate individual to come to my aid. Bless you always my friend!"
— Noel Harris
FAQ
Landlord insurance questions answered
Further Reading
Landlord & Property Insurance Guides
Protect your rental property today.
Get a free landlord insurance quote in minutes. We'll make sure your investment, your income, and your liability are all covered.