"My customer got hammered with 2-inch hail 6 days after buying the policy. Within days, their policy paid the claim. This is exactly the kind of coverage homeowners in hail country need."
— Matt DeLong, Independent Agent
Wind & Hail Insurance
Stop Paying Out of Pocket
After Every Storm.
High wind and hail deductibles can leave you with a $5,000–$15,000 bill after a storm — even with homeowners insurance. RightQuote offers Sola's standalone wind and hail products to close that gap for good.
Deductible Buy-DownNo CLUE Report FiledNo Rate Hike on Your Home Policy
Coverage Options
Three ways Sola protects you from wind and hail
Standard homeowners insurance leaves dangerous gaps when it comes to wind and hail. These products are designed specifically to fill them.
Wind & Hail Deductible Buy-Down
When a storm hits, your homeowners deductible — often 1–2% of your home's value — can mean thousands out of pocket before your carrier pays a dime. This policy covers that deductible so you're not left holding the bill.
ACV Roof Depreciation Gap
Many carriers pay only actual cash value (ACV) for roofs — meaning they deduct depreciation and pay far less than a new roof costs. This coverage pays the difference between what your carrier pays and what a new roof actually costs.
Standalone Wind & Hail Coverage
A standalone policy that pays out for wind, hail, and tornado damage without requiring you to file a homeowners claim. No CLUE report. No rate hike. No impact to your primary policy whatsoever.
No CLUE Report Filed
Filing a homeowners claim creates a CLUE report that can raise your rates for years. Sola's standalone coverage pays directly — completely separate from your homeowners policy — so your claims record stays clean.
Fast, Data-Driven Claims
Sola uses storm data to verify claims — not lengthy adjustor visits. Members have received payouts within days of a storm. One member's claim was filed Tuesday and settled by Wednesday.
Built for Hail-Prone States
Sola currently serves 12 states including Colorado, Texas, Kansas, Missouri, Georgia, Indiana, Iowa, Kentucky, Ohio, Oklahoma, Tennessee, and Arkansas — the heart of hail country in the US.
Why It Matters
With Sola vs. without it
Here's what the difference looks like when a hailstorm hits your home.
FeatureWith SolaWithout It
Deductible covered after a storm
✕
ACV depreciation gap covered
✕
No CLUE report filed
✕
No rate hike on home policy
✕
Pays without a homeowners claim
✕
Fast, data-driven payout
✕
Affordable add-on premium
✕
Customer Stories
Real claims. Real payouts.
"So easy to file. Everyone was so helpful. The whole thing was completed and the payment was in my bank account in just a couple of days. I couldn't believe how fast it was."
— Edith, Sola Member
"Purchasing this policy was very easy. It offers me peace of mind since my home policy changed to scheduled roof coverage with a large deductible. I feel protected again."
— Heidi, Sola Member
FAQ
Wind & hail coverage questions answered
Further Reading
Homeowners & Storm Coverage Guides
Don't let the next hailstorm cost you thousands.
RightQuote will review your current homeowners deductible and roof coverage, then show you exactly what Sola would cost to close the gap. Takes about 5 minutes.